Is A Mobile Home A Good According To The Ucc

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Mobile Home Lending and the UCC Bankers Online

    https://www.bankersonline.com/qa/mobile-home-lending-and-ucc
    Oct 02, 2006 · This can vary by state, but in my years on the loan desk if we had manufactured housing as collateral there was a title unless it was permanently affixed to the dirt and was now considered real property. A UCC may perfect an interest on items you are able to take a lien on the inside of the home, but the home itself is titled or taken with the ...

Manufactured Homes under U.C.C. Revised Article 9: A New ...

    http://scholarship.law.unc.edu/cgi/viewcontent.cgi?article=4005&context=nclr
    revisions Article 9 of the Uniform Commercial Code (UCC), for the first time, speaks directly to the topic of manufactured homes. The UCC now supplies both a definition of "manufactured-home" and rules on perfection and priority of security interests in "manufactured-home …

Mobile Home Financing under the Uniform Commercial Code

    https://scholarship.law.umt.edu/cgi/viewcontent.cgi?article=2129&context=mlr
    Soaring construction costs have made mobile homes an inex-pensive alternative for potential home owners. As a result, lending institutions are awakening to the need for mobile home financing, and lawyers, representing the lenders, are awakening to the Uniform Commercial Code.' This comment explains how to secure the maxi-Author: Steven J. Harman

UCC Filing Required on Mobile Home Loan? -- John M. Floyd ...

    https://www.bankersonline.com/qa/ucc-filing-required-mobile-home-loan-john-m-floyd-associates
    Jan 05, 2004 · Our loan software automatically "requires" a UCC filing when we take a mobile home as collateral. Is this required even if the mobile home has a title and we perfect our lien on the title? Answer: By noting you lien on the title you have perfected you interest in the mobile home. But what about the household goods and appliances?In the event of ...

8 Reasons Why You Should Consider Buying A Mobile Home

    https://www.frugalforless.com/should-i-buy-a-mobile-home/
    Apr 01, 2021 · Yes, there are often good reasons to buy a site-built house, but mobile homes have some advantages too. So it’s time to dispel some biased beliefs and look at whether you might want to buy a mobile home.

Perfecting Manufactured Home Liens: Variations on a Theme ...

    https://bankruptcy-realestate-insights.com/2013/01/22/perfecting-manufactured-home-liens-variations-on-a-theme/
    Jan 22, 2013 · The bank filed a UCC financing statement with the secretary of state and noted its liens on certificates of title to the homes. The manufactured home purchasers, who were to receive title within 30 days of their last installment payment, did not purchase the land; although prior to payment in full, the sales contracts restricted movement of the ...

An Overview Of The Best And Worst Manufactured Homes

    https://www.mobilehomesell.com/best-worst-manufactured-homes/
    Dec 12, 2020 · HUD licensed Manufacturer: The Manufactured Housing Construction and Safety Standards is a federally mandated document that prescribes the construction standards that all manufactured housing today needs to be built according to. This is undoubtedly the first thing to look for in any home, even if it should be expected in this day and age.

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