Is 4.25 A Good Interest Rate For A Home

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Is 4.25% good? - myFICO® Forums - 704903
    Aug 09, 2010 · To answer if it is a good rate depends on a number of other items. 4.25 seems lower than the "normal" published rates at the moment. So to address your question one would have to know if it is a 30 year, 20 year, 15 year, adjustable rate mortgage. How many points are you paying. The more points you pay the lower your rate.

Is 4.25 a good interest rate right now? : Mortgages
    It depends on your state, but 4.125% with credits towards your closing costs if you are getting separate mortgage insurance. If you are getting mortgage insurance included with the rate, then 4.25% is a great rate. I'm getting 4.375% when I run rates for that scenario. (This …

Mortgage Rates Now Back to 4.25% on Average
    Today's Best-Execution Rates. 30YR FIXED - 4.25; FHA/VA - 3.75-4.0%; 15 YEAR FIXED - 3.375-3.5; 5 YEAR ARMS - 3.0-3.50% depending on the lender; Ongoing Lock/Float Considerations

How Much Lower Should the Interest Rate Be to Refinance My ...
    Oct 15, 2019 · Loan churning is a form of refinancing in which the borrower appears to benefit but does not. For instance, the Smiths have a mortgage at 4.25%. The lender says they can refinance to 3.875%. The new rate is lower than the old one. The payment is lower and the loan broker shows them the "savings" the new loan offers. Sounds pretty good.

Use These Mortgage Charts to Easily Compare Rates The ...
    Dec 14, 2020 · And for good reason – the interest rate you receive on your home loan dictates what you’ll pay each month, sometimes for as long as the next 30 years. That’s 360 months! The rate you receive can also completely make or break your home purchase, or …

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